Notary fees on a €100,000 purchase in France (2026)
The price where fixed items weigh most, and where the notary discount does not yet apply.
Checked by Radif Partners · Editorial policy
On a €100,000 resale property in a département charging the 5% rate, French notary fees come to €8,762, or 8.76 % of the price. That share is higher than on dearer homes because the notary’s flat formalities fee, the land registry contribution and the disbursements add up to €1,008 whatever the price. Transfer tax stays proportional at €6,319. €100,000 is also exactly the discount threshold: above it, a notary may grant a discount on part of the emoluments; at €100,000 the eligible part is zero. On a new-build sale the fees drop to €3,158, and a first-time buyer purchasing a resale main home pays €8,250. In France these costs fall on the buyer and are settled on the day the final deed is signed before the notary.
Estimated notary fees · Paris
€8,762
8.76 % of the price · Overall transfer tax rate 6.319 %
| Transfer tax · 5.00 %, rate raised to 5% (2025-2028 increase) | €6,319 |
| Notary emoluments (incl. VAT) | €1,436 |
| Formalities (incl. VAT) | €408 |
| Land registry contribution (CSI) · 0.10 % | €100 |
| Disbursements | €500 |
| Total | €8,762 |
First-time buyer: €512 less transfer tax.
Fixed items: the burden on small budgets
Three lines barely depend on the price: the flat formalities fee (€408 incl. VAT), estimated disbursements (€500) and the land registry contribution (€100). Together they make up 11.5 % of the bill, against under 3% on a €1 million purchase. That is why a studio in a mid-sized town costs proportionally more in fees than a family flat in Paris.
The emoluments, €1,436 incl. VAT, benefit from the sliding scale but are dominated by the 0.799 % bracket that covers the €40,000 above €60,000.
The €100,000 threshold and the discount
Article R444-10 of the Commercial Code lets the notary grant a discount on emoluments when the price exceeds €100,000, on the part calculated above that amount. At exactly €100,000 that part is nil, so no discount is possible; at €110,000 it would apply to less than €100 of emoluments. On a budget like this the real levers lie elsewhere: first-time buyer status, listed furniture and an agency commission paid by the buyer.
Fees on €100,000 by département and situation
| Département | Resale | First-time buyer | New build | Share of price (resale) |
|---|---|---|---|---|
| Paris (5%) | €8,762 | €8,250 | €3,158 | 8.76 % |
| Alpes-Maritimes (4.50%) | €8,250 | €8,250 | €3,158 | 8.25 % |
| Indre (3.80%) | €7,533 | €7,533 | €3,158 | 7.53 % |
| Réunion (5%, overseas scale) | €9,052 | €8,540 | €3,449 | 9.05 % |
Other prices: €150,000 purchase · €200,000 purchase · €250,000 purchase · €300,000 purchase · €400,000 purchase · €500,000 purchase · €1,000,000 purchase.