Notary fees on a one-million-euro purchase in France (2026)
At this price, transfer tax makes up 84 % of the fees, and the resale starts at the purchase.
Checked by Radif Partners · Editorial policy
On a one-million-euro resale property in a 5% département, French notary fees reach €75,157, or 7.52 % of the price, the lowest percentage of our examples because the sliding emoluments and fixed items are diluted. Transfer tax, €63,185, makes up most of it; the notary receives €8,727 before VAT. A 20% discount on the part of the emoluments above €100,000 would save up to €1,726 incl. VAT. For a property that will not be a main home, the resale starts at the purchase: actual costs of €75,157 exceed the 7.5% flat rate allowed for capital gains, €75,000, provided you keep the paperwork. The calculator below gives the breakdown for any price, and the table further down compares four départements, including Indre and Réunion, at this price level.
Estimated notary fees · Paris
€75,157
7.52 % of the price · Overall transfer tax rate 6.319 %
| Transfer tax · 5.00 %, rate raised to 5% (2025-2028 increase) | €63,185 |
| Notary emoluments (incl. VAT) | €10,065 |
| Formalities (incl. VAT) | €408 |
| Land registry contribution (CSI) · 0.10 % | €1,000 |
| Disbursements | €500 |
| Total | €75,157 |
First-time buyer: €5,118 less transfer tax.
Where the money goes on a million
The département receives €50,000, the municipality €12,000, the State €3,862 in collection fee, land registry contribution and VAT. The notary keeps €8,727 before VAT, 11.6 % of the bill. This is the price at which the gap between the label “notary fees” and the reality “taxes” is widest.
Preparing the capital gain at signing
For a second home or an investment, the capital gain will be calculated on resale using a purchase price increased by acquisition costs. The 7.5 % flat rate would give €75,000; actual costs of €75,157, plus any agency commission you paid, do better, provided you can prove them with the notary’s final statement, to be kept with the deed.
Fees on €1,000,000 by département and situation
| Département | Resale | First-time buyer | New build | Share of price (resale) |
|---|---|---|---|---|
| Paris (5%) | €75,157 | €70,039 | €19,122 | 7.52 % |
| Alpes-Maritimes (4.50%) | €70,039 | €70,039 | €19,122 | 7.00 % |
| Indre (3.80%) | €62,873 | €62,873 | €19,122 | 6.29 % |
| Réunion (5%, overseas scale) | €77,433 | €72,315 | €21,398 | 7.74 % |
Other prices: €100,000 purchase · €150,000 purchase · €200,000 purchase · €250,000 purchase · €300,000 purchase · €400,000 purchase · €500,000 purchase.